Disclosures

Christa L. Haynes, LUTCF is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Colorado, Connecticut, Florida, Illinois, Indiana, Nevada, New Mexico, Oregon, Texas and Utah. No insurance business may be conducted outside this/these states referenced.

Christa L. Haynes, LUTCF is also a Registered Representative of and offers securities products and services through NYLIFE Securities, LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and a wholly owned subsidiary of New York Life Insurance Company. In this regard, communication is strictly intended for individuals residing in the states of Colorado, Connecticut, Florida, Illinois, Indiana,  Nevada, New Mexico, Oregon, Texas and Utah. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.